Accidents, as the old saying goes, do happen!  Usually when we least need the aggravation!  Aflac’s accident policy can help relieve the financial stress associated with accident treatments and bring you peace of mind by paying benefits directly to you.

In 2016, there were 61,124,000 (1) visits to the doctor’s office for treatment of an injury.  That is 18.9% of the population, or almost one out of every five citizens of the United States.  This means that you have an almost 20% chance of sustaining an accident severe enough to cause you to seek treatment from a physician at his/her office!

Aflac’s accident policy pays benefits to you for the various procedures you must endure if you have an accident.  There are benefits for x-rays, hospitalization, fractures, stitches, crutches, burns, major diagnostic exams like MRIs, rehabilitation, therapy, and even additional benefits if the accident is the result of an organized sporting event.  In one example, a young person was playing football and broke his leg.  His parents’ Aflac accident policy paid them $6,620 to help defray the medical costs for his treatment.

In addition to these benefits, the policy also includes an accidental death benefit which would pay the policy holder’s beneficiary, up to $200,000 (2), if he/she lost their life due to an accident such as a plane crash or a car wreck.

Therefore, if, statistically, one out of five of us is going to have an accident, doesn’t it make sense to have an Aflac accident policy, just in case, to help pay the medical expenses?

Please call us at (912) 571-2532 to learn more about Aflac’s Accident protection.

(1) CDC National Ambulatory Care survey 2016

(2) Aflac Advantage policy option number 4. This amount is paid for accident loss of life due to an accident on a common carrier.

If you get sick or hurt, who pays your bills?  You work for a good company, but they can’t pay you if you can’t work. That’s where Aflac’s Short Term Disability insurance comes in to help you.  We call it the “Paycheck Protector” because it can help replace your paycheck if you get sick or hurt and can’t work.

There are many reasons a person can become disabled, but the most common causes are injury, joint disorders, cancer, digestive disorders, and pregnancy. (source: BenefitsPRO.com)  If you have a family you must consider how you will be able to take care of them if something happens to you that prevents you from earning a paycheck. 

Aflac’s Short Term Disability insurance can replace up to 60% of your paycheck if you become temporarily disabled due to an off-the-job accident or an illness.  You can choose disability coverage periods of 3 months to 24 months and get great peace of mind knowing you will have money to pay your bills.

Please call us today to learn more about your paycheck protector.

No one likes to contemplate the big C, but it is very important to be prepared in case cancer strikes.  Here is the unfortunate statistic from the National Cancer Institute: “39.5% of men and women will be diagnosed with cancer at some point during their lifetimes (based on 2015 – 2017 data).”

Aflac can help.  Our cancer policy can provide you with cash up-front if you, or a loved one, is diagnosed with cancer.  The policy pays a large initial diagnosis cash benefit, plus benefits for hormonal, chemo and radiation therapies; stem-cell transplantation, hospital confinement, and many other benefits, including breast reconstruction benefits.  There is also a wellness benefit and a benefit for a second opinion.

Based on the above statistic, this is a policy that everyone needs.  Please call us for more information.

Aflac has insurance to help you recover financially from a major health event.  These events include, but are not limited to: heart attack, stroke, and sudden cardiac arrest.

CDC data shows that heart disease is the number one cause of death in the United States, followed by cancer, accidents, chronic lower respiratory disease, and stroke.

Aflac’s critical care insurance pays you cash benefits if you, or a loved one, suffers such an event.  For example, the policy pays a $7,500 first occurrence benefit if you suffer a major event.  Plus there are cash benefits for subsequent events, hospitalization, coronary angioplasty, travel, and lodging.

No one likes to contemplate these health events, but you can sleep better at night knowing that you have financial protection if one does occur. Please contact us for more information.

Being able to see well and chew comfortably is a real blessing!  Dental and Vision insurance are two of the top five most requested employee benefits.(1)  Aflac has new group dental and vision benefits that are very affordable for you and your employees.

Dental benefits include:

1. Three cleanings per year
2. No waiting periods for major services
3. Dental implants are included

Please call us today for more information.

(1) Robert Half “10 Top Perks and Benefits that Win Employees Over.”

Statistics show that over 100 out of every 1,000 Americans will be hospitalized each year. (1)  The average length of stay in the hospital was 4.6 days with the average cost per stay of $11,700. (2)  This expense would be very difficult for most of us to cover without health insurance. 

That is where Aflac’s Hospital Confinement policy can help.  This policy will pay you up to $3,000 for confinement in a hospital over 24 hours.  Plus it has benefits to cover doctor’s visits, surgery, diagnostic exams, and daily confinement.

Please give us a call to get more information about how the duck can help you if you are hospitalized.

(1)  Healthcare Cost and Utilization Project Dec. 2018
(2) op cit

Being able to see well and chew comfortably is a real blessing!  Dental and Vision insurance are two of the top five most requested employee benefits.(1)  Aflac has new group dental and vision benefits that are very affordable for you and your employees.

Vision benefits include:

1. Regular eye exams
2. Low or no copays on eyeglasses and contact lenses
3. Extensive and stylish frame collection

Please call us today for more information.

(1) Robert Half “10 Top Perks and Benefits that Win Employees Over.”

Nobody likes to think about it, but everybody needs it.  Your employees need life insurance to protect their families from untimely death and catastrophic accidents. 

Aflac offers several options from which you may choose to provide life insurance for your employees, including:

• Whole life and Term life policies
• Group and individual plan options
• Long term care riders

Choosing the right life insurance is an important decision that can create a financial safety net for your employees and their families.  Please contact us today to discuss these important options.